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The Platinum Business Credit Card from American Express is
a platinum credit card that caters for the needs of businesses.
This is card is available to those with excellent credit,
and offers an introductory 0% APR on purchases for twelve
months. After the introductory period is over, the interest
rate on purchases reverts to the card's standard variable
rate of 8.24 percent. The variable interest rate charged on
cash advances with this business credit card is 20.24 percent.
This business card charges no annual fee.
You can transfer balances on to this business credit card
for a fixed interest rate of 4.99 percent which remains constant
for the life of the transferred balanced. You can also enroll
in their reward program, where you can earn points for redemption
against services, purchases, and benefits. There is no limit
to the number of points you can earn, and there is no expiry
on the points.
You can receive free add-on cards for other cardholders with
this credit card. However, an annual fee of $10 may be charged
on the account in the event that there are more than two additional
cardholders. Late repayment fees can vary from $15 to $35
depending on the balance of your credit card. There is a fee
of $35 if you exceed the credit limit on this card.
Other benefits of this business credit card include, internet
account management services, purchase protection, extended
warranty for purchases, travel accident insurance, luggage
insurance, car rental insurance, emergency card replacement,
free business checkbooks, and discounts at FedEx, Kinko's,
Staples, and other participating merchants.
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