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The Chase PerfectCard is a platinum MasterCard or Visa card
issued by Chase. It is accessible to people who have a good
credit rating. This is beneficial for those who have high
gas consumption. It is a rewards credit card and it offers
a three percent rebate on gas purchases from any gas station,
so cardholders can go to any gas station and benefit from
the rebate. For the first three months the rebate is at six
percent. In addition to the gas rebate the cardholders get
one percent rebate on all their purchases made on the card.
There is no limit or expiry on the rebates earned on this
credit card.
The Chase PerfectCard charges a $19 annual fee. However,
Chase will waive the annual fee if the cardholder makes at
least nine purchases on the card in a twelve month period.
You can get a 0% interest rate for a period of nine months
on balance transfers. Another benefit is that cardholders
can get credit cards free of charge with the Chase PerfectCard.
The Chase PerfectCard charges $35 as over-the-limit fees.
Chase also has late payment fees ranging from $15 to $39 depending
on the balance of the credit card. Balance transfers charges
are a minimum of three percent or $5, and a maximum of $75
per transaction. Also, there is a fee of three percent or
$10, whichever is greater, on cash advances.
In addition to the rewards rebates there are other benefits
enjoyed by the cardholders. Some of the benefits enjoyed by
the cardholders are- purchase protection, extended warranties
on purchases, unauthorized transaction cover, travel accident
insurance, car rental insurance, roadside assistance, online
account management services, lost and stolen card reporting,
emergency cash and credit card replacement, fraud and security
protective cover, and travel and emergency assistance.
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